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Quick Online Loans: A Professional Review

This review evaluates the application for quick online loans. The platform provides users with a streamlined process to obtain microloans for various financial needs.

Security and Transparency: The online loans offered are positioned as secure and transparent, with a commitment to no hidden fees or charges.

Advantages of Using This Service

• Instant online loan approval.
• User-friendly application process that requires only a few clicks.
• Efficient solutions for urgent financial issues.

Key Features of the Loan Application

1. Simplicity: Loans can be processed in just a few minutes.
2. Accessibility: Available 24/7, regardless of your location.
3. Convenience: Receive microloans directly to your bank card.

The application claims to be not merely a microfinance organization, but rather a financial partner in navigating the world of quick loans.

Application Process Overview: The steps to obtain a loan through the application are straightforward. By following the provided instructions, funds can be quickly transferred to your card.

Loans Available Anytime: Whether you need funds before payday, the application purports to be a reliable option for timely borrowing.

Microloans at Your Fingertips: The service promises fast and accessible microloans whenever necessary.

Loan Conditions

• Repayment period: 91-365 days.
• Annual Percentage Rate (APR): 32.5% (inclusive of interest and fees).
• Daily interest rate: 0.01%.
• Late fee: 0.1% daily, with a maximum of 10% of the loan amount.
• No additional fees.

Example Calculation: A loan of 10,000 rubles for 91 days incurs an interest fee of 0.01% daily (10 rubles). After 91 days, the total fee would be 900 rubles. Thus, the total repayment amount would be 10,900 rubles, resulting in an APR of 32.5%. In case of late payment, a penalty of 0.1% daily applies, capped at 10% of the loan amount.

Borrower Requirements

• Age: 18-65 years old.
• Must hold a Russian passport.

The organization reviewed is ООО «Микрокредитная компания «АС АУРУС». It is registered in the state register of microfinance organizations as per the order from the Federal Financial Markets Service of Russia dated August 28, 2020.