云南红塔银行 5.6.7

The new-generation mobile banking application from Yunnan Hongta Bank represents a significant evolution in digital financial services, reflecting the bank's commitment to innovation and customer-centricity.

Product Overview

Designed exclusively for our iOS clients, Yunnan Hongta Bank's mobile banking app aims to set a benchmark within the industry by offering a platform that highlights the bank’s unique features. The app aligns with the ongoing development of mobile internet technology and caters to the diverse, specialized needs of our customers in the ‘Internet+’ era. It streamlines service processes around user experience, providing seamless, unified, and comprehensive banking services without channel limitations.

Key Highlights

1. Redesigned Interface
The app adopts a flat design philosophy emphasizing aesthetics, clarity, and simplicity. Key information is immediately visible with neatly arranged elements, offering users a visually appealing and intuitive experience. The interface promises faster, more robust functionality coupled with user-friendliness.
2. Comprehensive Functionality
The app encompasses a wide range of personal banking services, including transfers and remittances, investment and wealth management, corporate cards, online loans, lifestyle services, account management, security features, and administrative areas. Additionally, it provides online customer service, financial assistance tools, and financial news updates to support user needs.
3. Enhanced Product Offerings
In line with our ongoing product upgrades, the app ensures users are promptly informed about our latest financial offerings. These include a variety of proprietary wealth management products, agency-managed funds, Gold Savings, Fund of Funds, precious metals trading, consumer loans, and more tailored services for corporate cardholders. For an immersive experience, users are encouraged to download and explore the app.
4. Self-Registration
Customers can quickly open secondary accounts online without visiting branches through electronic account registration facilitated by an integrated multi-account system. This feature enables instant access to wealth management funds, precious metals, insurance products, online lending solutions, and other personalized banking services.
5. Advanced Security Measures
Protecting customer assets remains a top priority. The app incorporates multiple security protocols including digital signature verification, data filtering and masking, session authentication, encryption algorithms, SSL HTTPS protections against hijacking, device recognition and binding, firewalls, timeout controls, and mobile tokens. These measures collectively safeguard users' funds and personal information.
6. Biometric Authentication
The app leverages biometric technologies such as fingerprint and facial recognition (Face ID), offering quick and secure login options. We also implement facial verification and OCR-based identity verification alongside electronic signature solutions to enhance operational efficiency while ensuring data security.
7. Exclusive iOS Features
For our iOS users, the app provides tailored functionalities to maximize device capabilities: Support for Quick Action via 3D Touch—enabling rapid access to account overview, quick repayment options, nearby branches, and security settings from the home screen; Widgets in Notification Center for instant access to functions like scanning codes for payments or transfers; Spotlight search integration for quick navigation to customer service numbers or branch locations; An Apple Watch version allowing users to locate branches and get directions; Optimized layout for full-screen devices to deliver an improved visual experience.
8. Additional Features
The app offers numerous other functionalities designed to enhance user engagement beyond the core offerings. We invite users to explore these features firsthand by downloading the application. Customer Support Our 24-hour customer service hotline is available at 0877-96522 for any assistance needed. Yunnan Hongta Bank—where your financial journey begins.