Эксперт займ: микрозаймы 2.0.0

🌐Expert Loan Information Service

Introduction to Expert Loan – your reliable resource for comprehensive information on the best borrowing options, including microloans, loans on cards, online loans, and credit offerings. We do not grant loans directly but provide up-to-date and detailed information to assist you in selecting optimal financial solutions. Our goal is to support you in finding the most suitable payday loan or credit that meets your needs with ease and clarity.

🔍Features of the Loan App

The Expert Loan application grants access to a wide array of financial offers from various microfinance organizations (MFOs). Users can easily compare terms for microloans, card loans, and other credit products to identify the most advantageous options. Its intuitive interface allows for quick searches of online loans, payday advances, credit cards, and microloans, ensuring full transparency and control throughout the selection process.

📊Detailed Overview of Microloans

Microloans are short-term borrowing solutions typically used for urgent expenses before receiving one's salary. Our app features offers for microloans with high approval rates, accessible even to clients with limited or no credit history. Expert Loan facilitates comparison across different MFOs, enabling you to select loans that are well-suited to your financial circumstances.

🆚Distinction Between Marketplace Loans and MFOs

Unlike direct lenders, Expert Loan operates as an independent platform providing comprehensive information about available loans. We do not charge fees for using the service and aim to enable users to make well-informed decisions based on full clarity regarding all terms and conditions.

🔒Data Security

Your data security is our priority. All personal information provided within the Expert Loan app is protected by advanced SSL protocols, ensuring a high level of confidentiality and safeguarding against unauthorized access. You can trust that your private data remains secure and will only be used with your consent.

Expert Loan is your trusted companion in navigating financial solutions. Download our app today and experience its benefits firsthand!

📢 Essential Information for Card Loans:

• The minimum repayment period for a no-fail loan is 91 days; the maximum does not exceed 365 days.
• The annual percentage rate (APR) will not surpass 32.5%. The basic interest rate for using credit funds varies from 32.5% to 32.5%.
• The daily interest rate ranges from a minimum of 0.01% to a maximum of 0.01%.
• In case of overdue payments, a penalty of 0.1% of the overdue amount per day applies, not exceeding 10% of the original loan sum.
• No additional fees or charges are applied to card loans.

A detailed example of calculating the interest for a card loan:

1. Loan amount: 10,000 RUB.
2. Loan term: 91 days.
3. Daily fee: 0.01%, or 10 RUB per day; approximately 3% per month (based on 30 days), totaling about 300 RUB monthly.
4. Total fees over 91 days: approximately 900 RUB.
5. Total repayment amount: 10,900 RUB.
6. The effective annual interest rate (APR) or total cost (FLC) is expressed as 32.5% per annum.

If payment deadlines are missed, a penalty of 0.1% daily on the overdue amount applies, capped at a maximum of 10% of the total credit amount.

Eligibility requires users to be between 18 and 65 years old.