Микрозаймы - быстро и на карту 1.0

Financial literacy is the foundation of financial well-being. If your well-being is suffering, then money lending can help solve the problem. Currently, numerous companies provide microloans and payday loans.

A modern application that helps to obtain loans online will be beneficial for those seeking immediate funds, looking for a company that will provide specified funds at specified interest rates and terms. Microloans offer another chance to start afresh!

Microloans and credits are a proven method to overcome financial shortcomings and a modern way to access funds directly into your account before payday. The choice of product and provider is entirely up to you, but to avoid misunderstandings or disputes, carefully read the privacy policy and terms of app usage.

• Loan conditions:

- The minimum repayment period is 62 days with a maximum of 365 days;
- The maximum annual interest rate, including the loan interest, all other fees for the year, is 32%, with a minimum of 1%;
- The minimum daily loan usage rate is 0.01%, with a maximum of 1%;
- Late payment penalty: 0.1% of the overdue amount per day, capped at 10% of the total amount;
- No other fees or charges apply;
- Information will be reported to the Credit Bureau in case of prolonged payment delays;
- Extension is possible upon timely notification to the creditor and payment of interest for the initial term;
- No additional fee for extension.

• Example interest rate calculation:

- Loan amount: 20,000 rubles;
- Loan term: 100 days;
- Loan usage fee: 0.08% per day, totaling 16 rubles daily, or 2.4% monthly (averaged for 30 days), i.e., 480 rubles monthly (averaged for 30 days);
- Total fee for 100 days: 1600 rubles;
- Total payable amount including loan amount: 21,600 rubles;
- Total cost of credit (TCC) in percentage terms: 29.2% annually.

In case of repayment default, a penalty of 0.1% per day may apply, up to a maximum of 10% of the total loan amount.

• Borrower requirements:

- Age from 18 to 65 years;
- Russian citizenship passport.

For questions, reviews, and suggestions, please contact: [email protected]