나이스지키미 4.8.4

The Financial Life that Protects You, the Credit Life that Grows You, the Data Life that Smiles at You

Transform your data life into an enjoyable routine with reassuring MyData services and careful management.

• Korea's No.1 Credit Infrastructure, NICE Information Service
  • The standard credit score that defines financial life in Korea.
  • Partnership with the largest number of institutions; approximately 5,800 financial companies reference our data.
• Leading Credit Information Infrastructure
  • Information collected from a wide range of sectors, including financial institutions.
  • Comprehensive insights on loans, credit cards, and even hidden delinquencies.
• Beyond Credit Management to Asset Management
  • All cash assets, including banks, cards, and insurance, seamlessly integrated into one app.
  • A detailed review of loan histories for better repayment planning.
• Elevate Your Credit Score When Needed
  • Credit assessment reflects not only financial but also non-financial information through MyData integration.
  • Experience immediate credit score enhancement when integrating MyData.
• Understanding Evaluation Criteria for Effective Management
  • Information on repayment history and debt levels contributing to your credit score is provided.
  • Structured plans for proactive credit score improvement.
• Avoiding Credit Card Pitfalls in Your Credit Life
  • Complete visibility of all cards issued in your name and their spending activities.
  • Recommendations for cards based on spending patterns and tips for improvements.
• Monthly Credit Reports Customized to Your Needs
  • Bi-weekly alerts on changes to your credit rating.
  • A personalized credit report delivered monthly.
• Blocking Illegal Credit Inquiries
  • Immediate alerts upon any credit information retrieval.
  • Blocking inquiries suspected of financial fraud.
• Stop Delinquencies, Start Transfers
  • The greatest challenge to personal credit management is delinquent transactions.
  • A reminder service for timely transfers and repayment dates for cards and loans.
• Finding the Right Loan for You
  • You can compare various loan products without influencing your credit score and apply accordingly.
• App Permission and Purpose Notification
  • Phone (optional): Used when connecting to customer service.
  • Photos/Media/Files (optional): Utilized during the upload of joint certification or photographs.
  • Camera (optional): Used when changing personal information or registering pet photos.
    *Optional permissions can be declined without restricting access to services.
    *Can be adjusted in Settings > Applications > NICE Protect Service > Permissions.
• Customer Center
  - 1588-2486 (Developer contact: +8215882486)
  - Business hours: Weekdays 9:00 AM - 6:00 PM (excluding lunch)
  - Website: www.credit.co.kr
  - Online wholesale business registration number: 2024-Seoul Yeongdeungpo-1095

[Loan Product Information]

• < li >Loan Term: Minimum of 12 months to a maximum of 120 months</ li > < li >Interest Rate Range: Annual minimum of 5.31% to maximum of 20% (preferential rates may apply to specific products)</ li > *Preferential rates are limited to certain partner financial company products and are applicable only to those executing loans through NICE Protect Service. < li >Loan repayment example: For a loan of KRW 1 million at an annual interest rate of 5.0%, monthly repayments over a period of one year would amount to a total cost of KRW 1,027,290 (with monthly payments of KRW 85,607).< br >*The above is an example and may vary based on the loan product and repayment method. </ li > - NICE Information Service Co., Ltd. is an online loan brokerage firm contracted with multiple financial companies. (Online loan broker registration number: No.2022-009 / Loan mediation registration number: 2022-Seoul Yeongdeungpo-2182) - NICE Information Service Co., Ltd. does not have the authority to conclude loan agreements; the execution of loans and consequent agreement signing rights belong solely to financial companies selling financial products directly. - When a consumer executes a loan agreement through a financial company's app or webpage, NICE Information Service Co., Ltd. plays no role in this process. - The disclosed loan limits and interest rates are based on preliminary assessments by financial companies from entered information; actual limits and rates may change at the time of loan application. - Review instructions and terms carefully before entering into any agreements. - Excessive inquiries about potential loan limits and interest rates across multiple financial companies or platforms within a short period can negatively affect potential lending outcomes. - Executing loans or entering into agreements may lead to a decline in your credit score. - If the amount borrowed is excessive compared to repayment capacity, individual credit scores may decrease, leading to potential disadvantages regarding financial transactions. - In cases of delinquency on principal and interest payments, you may be obligated to repay all dues before the contract expiration date.

Developer Contact:
NICE Information Service Co., Ltd.
17 Eunhaeng-ro, Yeongdeungpo-gu,
Seoul, South Korea
116-81-15020
Business Registration Number: 2024-Seoul Yeongdeungpo-1095