Qrece: Préstamos de dinero 1.4.7

Qrece presents a fully digital credit platform that emphasizes transparent lending and a streamlined user experience. The service is designed to provide funding when needed, with a focus on remote access and clear terms.

Why it stands out

• 100% remote management: Complete the process from a mobile device, without paperwork or complexity.
• No hidden charges: A clear framework with no upfront fees or surprise payments.
• Full availability: Support available 24/7 for assistance.
• Flexibility: Payment options tailored to different financial situations.

Important loan details

• Authorized amounts: From 1,000 to 25,000 MXN.
• Repayment term: Minimum 91 days and maximum 360 days.
• Annual Percentage Rate (APR): 30% to 372.41% (this rate includes interest and all annual charges; VAT excluded).
• Transfer policy: The total approved amount is deposited directly into your bank account with no opening fees.

Illustrative repayment example

• Loan amount and terms: 10,000 MXN with an APR of 36.5% and a 120-day term.
• Interest (total, excluding VAT): 1,200 MXN
• VAT (16%): 192 MXN
• Total amount payable (capital + interest + VAT): 11,392 MXN

• Repayment options:
  • Monthly payment: 2,848 MXN
  • Biweekly payment: 1,424 MXN
• Note: This example is illustrative. Final terms (amount, rate, and payment schedule) are determined after a credit profile evaluation and are subject to approval.

Maintaining timely payments within Qrece helps build a more favorable credit history, potentially unlocking larger credit lines and more competitive rates in future applications.