PayPay銀行 6.2.2

This is the official app of PayPay Bank.

Easily make transfers through the app. Register your transfer destinations for even more convenience.

With the cardless ATM, you can deposit and withdraw cash and make loans without a cash card (*). You can also check your balance and recent transactions smartly while you're out, such as when shopping with a Visa debit card or when you're concerned about utility bill withdrawals.

The login method is either "biometric authentication" or tracing a "login pattern" on the screen. You can also open an account from the app. The usage is very simple.

(* Please check our website for supported ATMs.)

Content available for transactions within the app:

• Transfers
• Cardless ATM
• Visa debit card number inquiry, suspension, resumption
• Loan borrowing and application

Content available for checking in the app:

• Balance of ordinary deposit account
• Latest 20 transactions of ordinary deposit account
• Latest 10 statements of Visa debit card usage
• Balance of time deposit account
• Outstanding balance of loans
• Outstanding balance of purpose-based loans/flexible loans
• Outstanding balance of housing loans
• Evaluation amount (balance) and capital gains/losses of investment trusts
• Evaluation amount and capital gains/losses of foreign currency deposits (converted to yen)
• Evaluation amount and capital gains/losses of foreign currency time deposits (converted to yen)
• Maintenance margin ratio and capital gains/losses of FX

About registering login patterns:

First, enter the store number, account number, and login password, then register the "login pattern". Connect at least 6 of the 9 displayed points and decide on your preferred pattern. From the second time onwards, you can easily log in by entering the login pattern. After registering the login pattern, you can also use "biometric authentication".

Notes on usage:

Customers who have contracted for BA-PLUS cannot use this app.

About using loans:

• Repayments can be made on the same day as the loan is taken out. It is not a financial product that requires full repayment within 60 days.
• Usage period: 3 years (automatic renewal)
• Effective annual interest rate: 1.59% to 18%
• Total cost (representative example): If the loan amount is 500,000 yen, the interest rate is 12%, and the standard course (A) is used for repayment, the total repayment amount will be 767,426 yen.
• Privacy Policy
• (* As of April 1, 2023)
• (* Please check PayPay Bank's website for the latest product details. Website Link)

Source: PayPay Bank Co., Ltd. / Registered financial institution / Kanto Financial Bureau Director (Togin) No. 624

Member associations: Japan Securities Dealers Association, Japan Financial Futures Association